By using this website (the "Website"), you agree to abide by these terms and conditions (the "Terms of Use"). These Terms of Use govern your use of and interaction with the Website. If you do not agree to abide by these Terms of Use, do not use this Website. 85 Advisors, Inc., its affiliates, subsidiaries, employees, agents, and contractors (collectively "85 Advisors") reserve the right, in 85 Advisors' sole discretion, to change, modify, add or remove any portion of this Website, including the Terms of Use, in whole or in part, at any time, with or without notice to you. Changes will be effective when posted.

Use of Website Content

85 Advisors authorizes you to view and access a single copy of the content available on this Website for your own personal, non-commercial use. All content on this Website — including text, articles, insights, analyses, graphics, logos, and other materials (collectively, "Content") — is the property of 85 Advisors or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Content for commercial purposes without the prior written consent of 85 Advisors. Brief quotations with proper attribution for non-commercial commentary or review purposes are permitted.

Insights and Published Content

85 Advisors may publish articles, analyses, commentary, and other materials (collectively, "Insights") on this Website. Insights are provided for general informational purposes only and reflect the views of the authors as of their date of publication. Insights may not reflect the most current market developments, regulatory changes, or other factors that may be material to the subject matter discussed. 85 Advisors undertakes no obligation to update any Insights after publication. Nothing in any Insights content constitutes professional, financial, investment, legal, or tax advice, and you should not rely on any Insights content as a basis for any business or financial decision.

Privacy

Your use of this Website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using this Website, you acknowledge that you have reviewed and agree to the terms of our Privacy Policy.

Third-Party Links

This Website may provide links to websites operated by other entities. In addition, third-party sites may be linked to this Website, with or without 85 Advisors' consent. 85 Advisors makes no warranty or representation regarding, does not endorse, and does not accept any responsibility for, any websites linked to or from this Website or the information appearing thereon or any of the products or services described thereon.

No Offer or Solicitation; No Professional Advice

This Website does not constitute an offer to sell or a solicitation of an offer to buy any interest in any investment vehicle managed by 85 Advisors or any company in which 85 Advisors or its affiliates have invested. Nothing on this Website constitutes professional, financial, investment, legal, or tax advice, nor does any information on this Website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto.

Geographic Restrictions

Unless otherwise expressly set forth herein, 85 Advisors makes no representation that materials on this Website are appropriate or available for use in any location. If it is illegal or prohibited in your country of origin to access or use this Website, then you should not do so. Those who choose to access this Website do so on their own initiative and are responsible for compliance with local laws.

Usage Information

Please be advised that 85 Advisors may record certain usage information, such as the number and frequency of visitors to this Website. For details on how such information is collected and used, please refer to our Privacy Policy.

Disclaimer of Warranties

This Website and the information and materials on this Website are provided "as is" and without warranties or representations of any kind either expressed or implied and 85 Advisors and its affiliates disclaim all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. 85 Advisors does not warrant the accuracy, completeness or reliability of any information on this Website, including any Insights content, or that this Website will operate "error free."

Limitation of Liability

In no event shall 85 Advisors or its affiliates, or any of their respective partners, stockholders, members, managers, officers, directors, employees, and agents (collectively, the "85 Advisors Parties"), be responsible for any damages, liabilities or injury, including indirect, incidental, special, punitive, multiple, consequential or other damages, however caused, arising out of your use of (or inability to use) this Website or your reliance on any Content or Insights published herein. 85 Advisors' liability is limited to the maximum extent permitted by law and is limited even if 85 Advisors has been advised of the possibility of the damages, liability or injury that you suffer, including any damages, liabilities or injury caused by any failure of performance, error, omission, defect, interruption, delay in operation, computer virus, line failure or other computer malfunction.

Indemnification

If your use of this Website gives rise to any third party claim against you or any 85 Advisors Party, you agree to (i) indemnify and hold harmless the 85 Advisors Parties with respect to any such claim, (ii) release the 85 Advisors Parties from any such claim and (iii) waive all laws that may limit the efficacy of such release.

Governing Law and Jurisdiction

These Terms of Use shall be governed by the laws of the State of New York, without giving effect to its conflict of laws provisions. Any dispute relating to these Terms of Use shall be brought solely in the state or federal courts located in the Borough of Manhattan, City and State of New York, and you agree that such courts shall have jurisdiction over you in connection with any such dispute. You must commence any cause of action you may have with respect to your use of this Website within one year after the claim or cause of action arises. If, for any reason, a court of competent jurisdiction finds any provision in these Terms of Use to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these Terms of Use, and the remainder shall continue in full force and effect.